Bill > LB22

This bill, known as the Mandate Opt-Out and Insurance Coverage Clarification Act, aims to prevent qualified health insurance plans that cover abortions from participating in Nebraska's health insurance exchanges, which are marketplaces established under the federal Patient Protection and Affordable Care Act (ACA) where individuals can purchase health insurance. The act clarifies that no abortion coverage will be provided by these qualified health insurance plans within Nebraska, except for abortions verified by a physician as necessary to prevent the death of the woman or for medical complications arising from an abortion. Furthermore, it stipulates that any health insurance plan, contract, or policy issued in Nebraska cannot cover elective abortions unless the insured pays an additional premium for an optional rider, and insurers are prohibited from offering incentives or discounts for electing abortion coverage. The bill defines an "elective abortion" as any abortion not performed to prevent the death of the female or a spontaneous abortion, and it explicitly states that it does not create a right to an abortion.